Credit Risk Officer
Philippines - Risk Management
We are seeking a highly motivated and detail-oriented Credit Risk Officer to join our dynamic team. Reporting directly to the Chief Risk Officer in Manila, you will play a crucial role in shaping and implementing credit risk management strategies.
Responsibilities
- Assists in the formulation and enhancement of credit policies, ensuring alignment with MORB and industry best practices.
- Provides input on credit risk-related matters during policy development and review processes.
- Works closely with various departments to gather information and ensure alignment with credit risk management objectives.
- Develops and conducts stress testing and scenario analysis to evaluate the resilience of the credit portfolio under various economic conditions.
- Prepares and presents credit risk reports to senior management, highlighting key risk factors, trends, and recommendations for risk mitigation.
- Provides guidance and training on credit risk management principles and ensures awareness and adherence to established policies.
- Participates in internal and external audits, providing necessary documentation and explanations related to credit risk management practices.
Qualification
- Bachelor’s degree in accounting, Banking and Finance, or any related field
- At least 2-3 years of experience in credit risk management, preferably from the financial services industry
- In-depth understanding of the Manual of Regulations for Banks (MORB) issued by the BSP.
- Knowledgeable in Credit Risk Management and/or other Risk functions
- Excellent knowledge of financial markets, economic trends, and regulatory developments affecting credit risk.
- Experience in handling Internal Capital Adequacy Assessment Process (ICAAP) is preferred.
- Experience in the preparation and delivery of reports
- Excellent oral and written communication skills
Interested? Send us your CV attalentacquisition@tonikbank.com
